If you experience hair or memory loss, too, however, you may have hypothyroidism; numbness or tingling could signal a vitamin B12 deficiency. A simple blood test can detect either, and both are treatable. But, if frostiness is paired with pain, burning, or drastic whitening of fingers or toes, it could be an indication of peripheral vascular disease (spasm of the arteries), which is more serious; you should see your doctor ASAP. MORE: 13 Weird Body Symptoms—Explained