[sidebar]Small businesses with fewer than 25 fulltime employees who make $50,000 or less a year may be eligible for tax credits to help them purchase health insurance for their employees, so you may see more employers offering health insurance (it’s a great way to attract the best employees!). Small businesses will also have access to specialized exchanges called Small Business Health Options Program (SHOP) that will help them compare cost and benefits of insurance options for their employees. If your employer or your partner’s employer doesn’t offer health insurance, you’re self-employed, or you’re unemployed, one option is state-based health insurance exchanges. Insurance companies will offer individual plans through these online exchanges via websites that allow you to easily compare benefits, premiums, and out-of-pocket costs. The law requires that all plans use simple language to describe what’s covered, so it’ll be easy to see exactly what you’re getting for your money. More from Prevention: What ACA Means For People Under 30
